At the heart of any financial plan is investment management. In chapter six, we will look at the various asset classes available and their different attributes. In chapter seven, we will discuss the benefits of asset allocation, how it is crucial in enabling you to achieve your objectives and how to draw up an asset allocation for your portfolio. 

In this chapter, we look at the different structures through which you can access asset managers and investments. The type of structure you choose will depend on the amount of wealth you have to invest, the range of asset classes you wish to access and whether you want to invest directly in securities or want to use collective investments.